Nowadays, Credit cards are a must-have thing, but unknown and unauthorized charges make our hearts skip a beat. The same incident happened to my friend when she got her credit card statement; she noticed an unknown SPI Direct Service charge on her credit card.
When she asked me about the charge, I explained to her the SPI Direct Service charge and why it appeared on her statement. So, in this article, I will explain every detail about SPI Direct charges and how to avoid SPI *Direct in your card and bank statement.
What Is SPI Direct Service Charge?
SPI Direct is one of the US’s biggest credit card issuers. It is a registered credit card company with more than 10 personalized cards according to customers’ needs. SPI Direct has partnered with Visa and Maestro to provide service across nations.
If you see an SPI Direct charge in your statement, it is because the company has charged you for its service. The credit card company’s charges are listed in its policy and customer agreement.
What to Do If You See An Unauthorized SPI Direct Service Charge?
If SPI Direct charges a service fee for an unauthorized transaction, you can contact customer care and register a complaint. Someone may have your card details, a sign of potential fraud. Immediately block your card and freeze all transactions to stay safe. You can also confirm the card charges in the credit card terms and conditions agreement. Sometimes, the company refunds the service charge as part of the marketing offer.
Conclusion
SPI Direct is a legitimate charge for the company services. But sometimes, the company debits a hefty amount as users don’t track the transactions. It is advisable to keep a check on your credit card transaction and always notice an unauthorized charge and report it to the card provider in case of a scam; it will protect you from heavy losses. If you own a credit card, then you must be aware of these charges:
What Is GF ECom USD US Charge?
